Name Change

How do I choose my name?

Traditionally, a bride always took her husband's name. It is actually a custom rather than a law. Today, many women have a greater sense of self-identity and/or possibly have built a professional reputation prior to their wedding, and thus, elect to retain their own last name. You do retain the same legal rights regardless of your choice. In fact, you have the legal right to use any name as long as you can show it wasn't changed for any illegal purposes.

Make your choice early. It is much easier to change it at the time of marriage than it is to change it later on.

SOME POINTS TO REMEMBER:

1. Maintain your own credit record. Although equal credit laws are on the books, you must do your part. If you keep your name on any credit cards, be sure they stay in your name if it's different.
2. Keep in mind that someday you may want to open your own business or co-sign a mortgage loan. Maintain your own bank and charge accounts. If you open joint accounts, insist that creditors keep separate credit files in each name.

RETAINING SINGLE NAME

1. Be sure to travel with a copy of your marriage certificate at all times. This can clarify any questions to the validity of your surname.
2. The easiest manner to follow is to use your married name socially, but your birth name professionally. Don't apologize to those who question you, but be gracious. You do have the right to decide how you shall be called.

USING BOTH NAMES:

1. It is a compromise of sorts when you use both names because you are retaining your single name and adding your husband's name (i.e. Mary Smith Doe).
2. A more complex name change is the hyphenated name (i.e. Mary Smith-Doe). In fact, some grooms are doing it too (i.e. John Doe-Smith or John Smith-Doe).

Today's business people are apt to assume a bride is retaining her single name. If you're making a change, it is a nice idea to send a card to associates to inform them of your decision.

Ms. Mary Smith
Announces she has adopted the surname of
Doe

Another idea is to enclose a card with your wedding invitation or mail one separately.

Mary Smith and John Doe
wish to announce that both
will be retaining their present names
for all legal and social purposes
after their marriage
June 15, 1988

Eventually, of course, people will learn your preference through word of mouth. This could be enhanced by your wedding announcement in the newspaper.

Following is a simple checklist for areas requiring a name change. They may require a copy of your marriage license with notification. You may want to check by phone before writing.

Driver's license
Car registration
Social Security
Voter's registration
Passport
Bank accounts
Credit cards
Insurance policies
School and/or employer's records
Post offices
Employment records
Pension plans
Stocks
Bonds
Property titles
Leases
Wills/Pre-nuptial contracts
Beneficiaries